College Reviews

Student Loan Consolidation Tip

If you have recently finished your college or you are about to graduate, I am sure that you are thinking about consolidating your school loans. Not every college loan and student is qualified for consolidation. Below is the criteria:

Q. Do you have at least $20,000 in Federal student loans?
A. If the answer is yes, then you may qualify for the Federal Student Loan consolidation. If the answer is no, then you can look at other alternatives.

Q. Are any of your Federal student loans in default?
A. If the answer is No, then you may qualify for the Federal Student Loan consolidation. If the answer is yes, then you may have some problem. But you should try it anyways.

Q. Have you graduated or will you within the next six months?
A. If the answer is yes, then you may qualify for the Federal Student Loan consolidation. If the answer is no, then you should wait till you are near your graduation.

You can hire a loan consolidation company to consolidate your students loan. Your loan provider may also be able to consolidate it for you. Just watch out for any fees as most of them should be able to do it for free.

How to find the right college?

There are more than 450 private and roughly the same number of public colleges in the U.S It makes it very hard for one select the right college. Below are three sites which can help you decide on the right colelge:

DirectDegree.com connects you with several colleges and decide which is the right college for you. Please click here to visit DirectDegree.com. Once you decide which college is the right college for you, you can request for free information.

Monster Learning is site which can do side by side comparison of online and offline colleges for you. Owned by the well know job board Monster.com, this site has the leading colleges. Please click here to go to Monster Learning.

eLearners.com is also a great site to obtain information on more than 100 colleges. This free information site allows you to search online degrees matching your interest so that you can study from the comfort of your home.

How to attend college for free?

There are several ways to attend college for free.

1. Find the Right Scholarships
2. Get the financial aid from the fedearal govt.
3. If you you don't qualify for either of them, you can always invest in the stock market and real estate. UberInvestor.com is such a site which allows you to find the hot investments, good investment ideas and keep up with the latest investing news. It collects data from thousands of resources to offer you what is the best of web out there. The site is absolutely free.

Wawa Visa(R) Card

Chase Bank the issuer of this card has discontinued the card. Please see other credit cards on this site.

The Wawa® Visa Card allows you to earn a 4% rebate for purchases at Wawa and a 1% rebate on purchases everywhere else. Plus new customers receive 10% on Wawa purchases and 2% for purchases made everywhere Visa is accepted - good for the first 90 days! Apply now and receive a coupon for a free Shorti™ hoagie upon your first purchase.

Card Benefits

Save 10% on Wawa® Gas and everything at Wawa® after rebate for the first 90 days

Plus 2% everywhere else for the first 90 days

4% Rebate on Wawa Gas and all other Wawa Purchases

1% Rebate everywhere else Visa is accepted

Get a $10 Wawa Gift Card after your 1st purchase!

Editor's Comments

A great way to get big gasoline discounts for Wawa customers.

Application Process

Approved instantly in most of the cases.

Volkswagen Platinum Visa® card with Rewards

The only card that can save you money on your next Volkswagen. And a whole lot more.

Card Benefits

0% Introductory APR for up to six months

No Annual Fee

2 points for every dollar on VW purchases

1 point for every dollar spent on all other purchases

Redeem points for VW cars, gear, service, and other rewards

Editor's Comments

Looking at a new chic Volkswagen as your next car? Then you must consider getting this credit card.

Application Process

Approved instantly in most of the cases.

Toys R Us and Babies R Us Mastercard

"R" is for Rewards! With the Toys"R"Us & Babies"R"Us MasterCard, you'll get just that - rewards you can use to save on things you need for every stage of your child's life.

Card Benefits

Earn 4 Points per $1 spent in eligible purchases at Toys“R”Us & Babies“R”Us with the NEW Toys“R”Us & Babies“R”Us MasterCard^1,3

Earn 1 Point per $1 spent on your eligible everyday purchases like gas and groceries made everywhere MasterCard credit cards are accepted¹

Get a 10% Savings Reward Certificate,

valid at any Toys“R”Us & Babies“R”Us location, when you earn 1,000

points. You can receive up to two certificates per month.^1,3

Plus you can save even more with:

0% Introductory APR for up to 6 months* on the Toys“R”Us & Babies“R”Us MasterCard²

No Annual Fee

Editor's Comments

Application Process

The Chase Home Improvement Rewards(sm) Credit Card

Get the card. Reward your car. Start earning Subaru Reward Dollars that you can use for Subaru parts, Subaru service or towards the lease or purchase of a brand new Subaru vehicle.

Card Benefits

0% Introductory APR for up to 6 Months

No Annual Fee

Zircon iline Laser Level ($39.95) after first purchase

3 points for every dollar spent on Home Improvement Net Purchases

1 point for every dollar in other purchases

Redeem every 2,500 points for $25 Cash, gift certificate, or gift card

Editor's Comments

If you are a home owner, then you should get this card as it will help you get cash rewards on all your home improvement proejcts.

Application Process

Approved instantly in most of the cases.

Subaru® Platinum MasterCard®

Get the card. Reward your car. Start earning Subaru Reward Dollars that you can use for Subaru parts, Subaru service or towards the lease or purchase of a brand new Subaru vehicle.

Card Benefits

0% Introductory APR on purchases and balance transfers for up to 6 months

No annual fee

3% Rewards on all purchases (up to $500/yr)

Redeem for Subaru merchandise and services

Editor's Comments

If you are interested in going green by owning a Subaru then this is the credit card for you.

Application Process

Approved instantly in most of the cases.

Starbucks Card Duetto™ Visa

Duetto™ is two remarkable cards in one. It's a Visa® Card and Starbucks Card all in one. The Duetto™ Card gives you the flexibility and security of a Visa® credit card anywhere in the world Visa® is accepted. Plus, it gives you the speed and convenience of a reloadable Starbucks Card.

Card Benefits

Enjoy a 0% intro APR for up to 6 billing cycles, no annual fee and a wide range of Visa benefits.

Get $10 Duetto™ Dollars in your Starbucks Card Account when you make your 1st Visa purchase.

Get 1% of all your Visa purchases back in Duetto™ Dollars

Earn fast and frequent rewards at Starbucks

Editor's Comments

Love your Latte? How about earning some cash on them. I think this is an excellent way for Starbucks customers to save money.

Application Process

Approved instantly in most of the cases.

Sony Card by Chase

Turn your everyday purchases into extraordinary Sony® products. * Earn 1 point per dollar spent on your everyday purchases, earn 3 points per dollar spent on Sony products, and earn 5 points per dollar spent at SonyStyle.com and at Sony Style stores.

Card Benefits

Intro 0% Introductory APR for up to 12 months*

No Annual Fee

1,500 Bonus pts after first use

1 Sony Reward Point per dollar spent

3 Sony Reward Points per dollar spent on Sony products

Earn 5 Sony Reward Points for every $1 you spend–at SonyStyle.com and SonyStyle® stores

Redeem for Sony products

Editor's Comments

An excellent credit card for shoppers who love Sony products..

Application Process

Approved instantly in most of the cases.

Overstock.com Rewards Visa Card by Chase

This card has been discontinued. Please look at other options.

Saving has never been 0 so easy! Use the Overstock.com Rewards Visa® card and earn 3 points for every $1 spent at Overstock.com, and 1 point on all other purchases. Plus, for every 2,500 Rewards Points, you'll automatically receive a $25 Overstock.com Reward Certificate. Overstock.com helps you shop smarter by offering top-quality brand-name merchandise at 40-80% off, every day of the week, and shipping is always just $2.95! At Overstock.com, you'll find a great selection on your favorite brands, all backed by the warranties and service you'd expect.

Card Benefits

0% Introductory APR for up to 6 months

No Annual Fee

$25 Overstock certificate after first purchase

3 Reward points for every dollar spent at Overstock.com

1 Reward point on all other purchases

For every 2500 Rewards points, automatically receive $25 Overstock Reward certificate

Editor's Comments

An excellent credit card for online shoppers who love to shop at OverStock.com.

Chase Visa® Platinum Card

The Chase Platinum Visa® card expands your purchasing power to meet the demands of your life! Manage your account conveniently online. Check your monthly statements, access info, even pay your bills. All this with no annual fee.

Card Benefits

0% Intro APR for up to 12 months

The time period for the introductory APR and the balances to which it

will apply will be based on our review of your application and credit

history

No Annual Fee

FREE Online Account Access

FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Editor's Comments

An excellent offer with visa card with great benefits including free travel services and no annual fee.

Application Process

Approved instantly in most of the cases.

Chase Student Flexible Rewards Card

When you buy your clothes, gear and tunes why not choose to reward yourself? Save with low interest rates, get great cardmember benefits, and establish your credit history at the same time.

Card Benefits

0% Introductory APR on all purchases and balance transfers for up to 6 months

No Annual Fee

1 point per eligible dollar

Redeem points for merchandise

Editor's Comments

An excellent offer with visa benefits for students to buy clothes, gear, itunes and establish a great credit history

Application Process

Approved instantly in most of the cases.

Chase Platinum MasterCard® Card

The Chase Platinum MasterCard expands your purchasing power to meet the demands of your life! Manage your account conveniently online. Check your monthly statements, access info, even pay your bills. All this with no annual fee.

Card Benefits

0% APR* for up to 12 months

No Annual Fee

1 point for every dollar spent

Redeem for Travel, Cash, Merchandise or Gift Certificates/Cards

Editor's Comments

An excellent offer with master card benefits around the world and no interest for up to 12 months.

Application Process

Approved instantly in most of the cases.

Chase PerfectCard™ MasterCard®

Earn a 3% rebate on all eligible gas purchases at ALL gas stations and unlimited 1% earning on all other purchases with the Chase PerfectCard. Plus, rebates are automatically credited to your monthly statement. Now that is perfectly rewarding.

Card Benefits

6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days

3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days

1% rebates on ALL other purchases made anywhere else

0% Intro APR for up to 6 months*

No Annual Fee

Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.

Editor's Comments

A great cash rewards program which gives you up to 6% on your gas purhcases and no annual fee.

Application Process

Approved instantly in most of the cases.

Chase Freedom Cash

Chae Freedom Cash rewards card allows you to earn rewards on everything.

Card Benefits

Earn 3% Cash Back for every eligible $1 spent in purchases at:

Grocery Stores: Stock up on food, household goods and more

Gas Stations: Use your card for fuel, repairs, car washes, and other purchases

Quick Service Restaurants: Rewards add up fast from pizza to hamburgers to tacos - even sandwich shops, coffee houses and more

Earn 1% Cash Back for every $1 spent in purchases everywhere else

Get a $50 Check once you've earned $50 in rewards

Save up $200 in rewards and redeem for $250 cash back

Save with 0% APR* for up to 6 months** and No Annual Fee

Editor's Comments

A great cash rewards program which gives you cash rewards on everything.

Application Process

Approved instantly in most of the cases.

Chase Free Cash RewardsSM Visa® Card

Every dollar counts with the Free Cash Rewards Platinum Visa® card. With over 29 million locations to use your card, imagine all the opportunities you'll have to earn rewards. Each time you reach 2,500 points, you can choose to redeem for a $25 check or a $25 gift certificate. That's a full 1% cash back on each $2,500 in purchases and interest!

Card Benefits

1 point for every eligible dollar in purchases

1,000 Bonus Points after your first purchase

Intro 0% Fixed APR for up to 6 months*

No Annual Fee

Get your rewards with as few as 2,500 points

Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Editor's Comments

A great cash rewards program which give you a cash or gift certificate once you reach 2500 points.

Application Process

Approved instantly in most of the cases.

Chase Flexible Rewards Platinum Visa®

Get the innovative Chase Flexible Rewards card that lets you choose your reward. You'll earn 1 point for every $1 in eligible purchases that you make on your card. Best of all, you can start redeeming at 1,000 points. All with no annual fee!

Card Benefits

Merchandise - Choose from a variety of great brand name products.

Travel - Earn airline tickets, hotel stays or car rentals.

Cash back - Redeem 3,500 points and receive a $25 check.

Gift cards - Get free stuff from your favorite stores and restaurants.

Editor's Comments

This is truly a flexible rewards card which allows you earn merchandise, airmiles or cash. I haven't seen any other offer like this.

Application Process

Approved instantly in most of the cases.

Chase BP Visa® Rewards Card

With the BP Visa® card, you can take advantage of all that BP has to offer: the buying power of Visa, money-saving rebates on gasoline, rebates on eligible travel and dining purchases and best of all, earn Double Rebates! BP Visa® card - Rated the best gasoline credit card in 2006 by Kiplinger's Personal Finance.

Card Benefits

0% APR for up to 6 months

No Annual Fee

Double Rebates for two months

5% rebates on all participating BP location purchases

2% rebates on all eligible travel and dining purchases

1% rebates on all other eligible purchases

No limit on rebates

Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

Editor's Comments

This is a great card if you are buy your gas from a BP gas station. Great way to get some free gas in this environment of rising gasoline prices.

Application Process

Approved instantly in most of the cases.

Chase Amazon.com Platinum Visa® Card

Use the Amazon.com Platinum Visa® card to buy anything and everything while earning great rewards at Amazon.com. Get the new Amazon.com Platinum Visa® card and start earning points toward free rewards. Choose from CDs, books, videos, DVDs, electronics, computers, software, kitchenware, toys and games, magazines, and anything you want at Amazon.com.

Card Benefits

0% Intro APR for 6 Months

No Annual Fee

1,500 Bonus Points after First Purchase

3 Reward Points for every dollar spent at Amazon.com

1 Reward Point for every dollar spent on purchases elsewhere

For every 2,500 reward points, receive a $25 Amazon.com Reward Certificate

Editor's Comments

Excellent card for book lovers who shop at Amazon.

Application Process

Approved instantly in most of the cases.

Borders 3.2.1(SM) Visa® by Chase

The Borders 3-2-1 Visa features a generous rewards program that earns you cash, Borders gift cards, travel rewards and more. Points add up fast when you earn triple points for all of your Borders and Waldenbooks purchases, double points for all of your eligible gas, dining and grocery purchases, and one point for all of your other purchases. Receive 1,000 bonus points with your first purchase.

Card Benefits

0% Fixed APR* for up to 6 months

No Annual Fee

1,000 Bonus pts after first qualified purchase

3 points for every dollar spent at Borders®, Borders Express, Borders.com, Waldenbooks® and Waldenbooks.com

2 points for every dollar spent on eligible Gas, Dining and Grocery purchases

1 point for every dollar spent anywhere else

No cap on points earned

Redeem points for Cash or Rewards

Editor's Comments

Excellent card for book lovers who shop at Borders and Waldenbooks.

Application Process

Approved instantly in most of the cases.

Chase +1SM Student MasterCard with Flexible Rewards

Chase +1SM Student MasterCard with Flexible Rewards.SM When you buy your clothes, gear and tunes why not choose to reward yourself? Save with low interest rates, get great cardmember benefits, and establish your credit history at the same time. Learn about credit with the Chase +1 Group on Facebook.

Card Benefits

0% Introductory APR

No Annual Fee.

Earn Facebook Karma Points

Share Points with Family, Friends and Charity

Get Music & Movies with your Karma Points

Editor's Comments

Excellent card for students who use Facebook and are interested in building a great credit history.

Application Process

Approved instantly in most of the cases.

Discover® Student Card

Discover Student card is the perfect credit card for college students who are looking to build their credit and grow as responsible citizens. The card is very easy to get and does not require any prior credit history. You must be enrolled in a college or university for a degree or post graduate program.

Card Benefits

0% Interest on purchases for 6 months.

Easy Online Account Management Options

Online account tools that put you in control

Timely e-mail reminders to help you avoid fees

Pay your bill online

More ways to earn more cash than anyone else

5% Cashback Bonus in categories that change four times a year like travel, home, gas, restaurants, movies and more

5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site, ShopDiscover

Up to 1% Cashback Bonus on all other purchases automatically

Unlimited cash rewards

Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners

Apply Today and Get Rewarded

Respond to an offer you received by mail.

Complete Fraud Protection for Your Peace of Mind

$0 fraud liability guarantee

Advanced fraud early warning alerts

No annual fee

Editor's Comments

An excellent way for students to build a great credit.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

The Nest Credit Card from American Express

The Nest Credit Card is perfect for new homeowners looking to track all of their home and joint expenses on one monthly statement. You also get the flexibility to pay expenses in full or over time, and an exclusive Nest Welcome Kit to help you organize and manage all of your home and joint expenses.

Card Benefits

Get a great nest-warming gift - receive 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.

Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.

No annual fee - pay over time or in full.

Exclusive Welcome Gift: The Nest Planning Kit, filled with many helpful items to get the two of you started including The Nest planning binder, designed to help you organize and manage home expenses and joint finances.

Editor's Comments

An excellent way to manage your home related expenses.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

The Knot Credit Card from American Express

The Knot Credit Card is perfect for anyone who is planning a wedding. The Knot Card can help you track all of your wedding-related expenses on one monthly statement and gives you the flexibility to pay expenses in full or over time. Cardmembers also get an exclusive Welcome Kit to help you plan every detail of your wedding.

Card Benefits

Get a great wedding gift - receive 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.

Earn an additional 10,000 bonus points when you spend $15,000 on the Card annually.

Track all of your wedding-related expenses with the Card on one monthly statement.

No annual fee - pay over time or in full.

Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do's and more.

Editor's Comments

If you or a loved one is getting married this is a great way to manage all the wedding related expenses and enjoy some great benefits on them. In addition to that you get to see some great how to wedding articles from TheKnot.com

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

IN:LA (SM) Card by American Express

Los Angeles and greater Los Angeles area residents are perfect candidates for this product. The IN:LA Card provides users with the inside track to many city events: from entertainment and fine dining to shopping. Users whose interests are closely related to the city life find the IN:LA Card an attractive addition to their lifestyle.

Card Benefits

Earn one INSIDE SM Rewards point for every eligible dollar you spend, whether you're in LA or not.

Earn double INSIDE Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and satellite TV service, gym memberships, and newspaper and magazine subscriptions.

Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles.

Editor's Comments

A great credit card for those who live in LA. Enjoy bars, dining, night clubs and shopping.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

IN:CHICAGO® Card by American Express

Chicago and greater Chicago area residents are perfect candidates for this product. The IN:CHICAGO® Card provides users with the inside track to many city events: from entertainment and fine dining to shopping. Users whose interests are closely related to the city life find the IN:CHICAGO® Card an attractive addition to their lifestyle.

Card Benefits

Earn one INSIDE SM Rewards point for every eligible dollar you spend, whether you're in Chicago or not.

Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles.

Editor's Comments

A great credit card for those who live in Chicago. Enjoy bars, dining, night clubs and shopping.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

IN:NYC® Card by American Express

New York City and greater New York area residents are perfect candidates for this product. The IN:NYC Card provides users with the inside track to many city events: from entertainment and fine dining to shopping. Users whose interests are closely related to the city life find the IN:NYC Card an attractive addition to their lifestyle.

Card Benefits

0.00% Introductory APR for 6 months on purchases and balance transfers.

No annual fee.

Option to carry a balance.

One INSIDE SM Rewards point for every eligible dollar spent.

Plus INSIDE Double points on City Essentials

Editor's Comments

A great credit card for those who live in New York. Enjoy bars, dining, night clubs and shopping.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Preferred Rewards Green Card by American Express

Preferred Rewards Green Cardmembers are comfortable paying off their balance monthly. They are looking for all of the rewards of an American Express charge Card at a low annual fee.

Card Benefits

First year fee-free.

Get 5,000 Bonus Membership Rewards® points redeemable for rewards right away.

The Membership Rewards program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs.

Global Assist® Plus Hotline allows you to travel with peace of mind when you are more than 100 miles away from home.

Many other travel and shopping benefits.

Editor's Comments

A card which is fully loaded with benefits. These benefits include not only pionts but also frequent flier miles.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Preferred Rewards Gold Card

The Preferred Rewards Gold Card consumer is a discriminating customer interested in a charge Card with special shopping, entertainment and travel benefits, and rewards.

Card Benefits

Save on any airline, hotel, or rental car.

First year fee-free.

Get 10,000 Membership Rewards points redeemable for Rewards right away.

The Membership Rewards® program - a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines.

Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.

Global Assist® Plus Hotline and many more benefits included.

Editor's Comments

A card which is fully loaded with benefits.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now and Learn More

Clear from American Express

Clear from American Express is great for people who want to stay in control of their finances because it's a simple card with nothing to hide -- no hidden fees, no fine print, no complicated redemption program -- it's straightforward.

Card Benefits

No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.

Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.

Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.

No annual fee and 0% intro APR for up to 12 months.

World Class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.

Editor's Comments

An excellent offer from American express. The best part is that you don't have to wait for the full year to get rewarded.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Discover® Motiva Card

With the new Discover Motiva Card, your good credit management earns you cash rewards. If you make 6 on-time payments in a row and Discover will pay you the next month's interest back as a Pay-On-Time Bonus. That's twice a year, every year when you pay on time every month.

Card Benefits

Pay-On-Time Bonus equal to a full month's interest each time you make 6 on-time payments in a row—twice a year, every year when you pay on time every month

5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site and up to 1% Cashback Bonus on all other purchases

Unlimited cash rewards

Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners

Flexible Options That Put You In Control

Free payment by phone or online—even on your payment due date

Get timely email reminders to help you avoid fees

Choose a payment due date that meets your needs

Complete Fraud Protection for Your Peace of Mind

Protect your finances with $0 fraud liability guarantee

Prevent fraud with early warning alerts

Editor's Comments

This is an excellent card which rewards card holders for paying in time. I have reasearched several other cards but couldn't find one which has similar benefits.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Discover® More Card

Discover More Card is an excellent credit card for shoppers and parents to earn more rewards on their credit card purchases.

Card Benefits

0% APR on Purchases and Balance Transfers

No Annual Fee

More ways to earn more cash than anyone else

5% Cashback Bonus in categories that change four times a year like travel, home, gas, restaurants, movies and more

5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site

Up to 1% Cashback Bonus on all other purchases automatically

Unlimited cash rewards

Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners

Apply Today and Get Rewarded

Personalize Your Card - Choose from over 150 FREE Card designs.

Complete Fraud Protection for Your Peace of Mind

$0 fraud liability guarantee

Advanced fraud early warning alerts

Secure online account numbers

Fraud specialists dedicated to helping you 24/7

Customer Service That Puts You First

Timely e-mails to help you avoid fees

Editor's Comments

This is another great credit card offer for those who are serous shoppers. The best feature I like in this card is the ability to personalize the card.

Application Process

Approved instantly in most of the cases.
Click here to Apply or Learn More

Discover® Open Road Card

Discover Open Road Card is designed for the road warriors who are interested in earning cashbacks at the gas pump or anywhere else they go.

Card Benefits

Get 0% APR on purchases and balance transfers.

No Annual Fee.

5% Cashback Bonus on gas and auto maintenance purchases

5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site

Up to 1% Cashback Bonus on everything else

Unlimited cash rewards

Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners

Complete Fraud Protection for Your Peace of Mind

$0 fraud liability guarantee

Advanced fraud early warning alerts

Secure online account numbers

Fraud Specialists dedicated to helping you 24/7

Customer Service That Puts You First

Easy online account options that put you in control

Timely e-mails to help you avoid fees

Editor's Comments

This is an excellent card for daily commuters and travelers who love drive around to get up to 5% on their gas purchases. In addition to that the 5% to 20% cash back on top online retailers makes it even more attractive.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

One from American Express

The One from American Express Card is perfect for consumers looking for an innovative way to save money with the Savings Accelerator SM Plan which contributes 1% of eligible purchases into a high-yield savings account.

Card Benefits

The Savings Accelerator Plan contributes 1% of eligible purchases into an FDIC - insured high-yield savings account in your name.

No pre-set spending limit.

Get $50 to jump-start your savings after your first purchase.

With the Interest Protection SM feature, you never pay interest on new purchases, even when you carry a balance.

No annual fee the first year - that's a $35 savings.

Editor's Comments

This card even though has a fee truly offers cash back on anything and everything you purchase. The automatic savings account is truly a great feature allowing you to earn interest on your cash rewards.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Blue Cash® from American Express

The Blue Cash Card is a perfect companion for all who enjoy earning cash back on their purchases.

Card Benefits

Up to 5% cash back with unlimited cash rewards.

Earn unlimited cash back.

0% Intro APR.

No annual fee.

Low balance transfer rate - 4.99% fixed APR for the life of the balance.

Flexibility to pay over time.

Editor's Comments

This card is an excellent no annual fee card which ot only offers a low balance transfer but als up to 5% back on your purchases.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Orchard Bank MasterCard

Orchard Bank MasterCard is a credit card designed for individuals with bad credit or bankruptcy. Individuals with a poor credit score can use this card to improve their credit score. Depending on your credit needs you can get it in Regular, Gold and Platinum.

Card Benefits

Credit card acceptance at locations worldwide.

Cash Access at MasterCard®/Cirrus® ATMs worldwide

Shopping Guarantee Use your Orchard Bank MasterCard for online shopping knowing that you will not be responsible for any charges that you have not authorized.

Periodic reviews of eligibility for credit limit increases.

The added convenience of making a hotel reservation over the phone or renting a car.

We report to all three credit bureaus every month, which can help you create a strong credit history.

24 hour Online Access to your account.

Free Online Bill Pay.

Editor's Comments

They offer credit cards in three different categories, regualr, silver and gold depending on your credit history. This is a perfect card for those who have no credit history or bad credit.

Application Process

Approved instantly in most of the cases.
Orchard Bank MasterCard

GM Flexible Earnings Card

GM Flexible Earnings Card issued by HSBC in a partnership with General Motors is a great way to earn points towards your purchase of a new GM vehicle or to get a cash back reward.

Card Benefits

Triple your earnings towards an eligible, new GM vehicle, up to its Redemption Allowance

1% EARNINGS toward any other new vehicle of your choice

1% CASH BACK in $100 increments

0% Introductory APR

No Annual Fee

Complete Online Account Access

Online Earnings Management

Exclusive Cardmember Offers

Editor's Comments

This is an excellent mileage plus card with some great benefits for serious travelers who are interested in flying with United Airlines for their domestic as well international travel.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Speedway SuperAmerica Platinum MasterCard®

Take advantage of this great offer and start earning points with your purchases. Your Speedy Rewards Points can be redeemed in accordance with the Speedway SuperAmerica Speedy Rewards Program.

Card Benefits

Introductory APR* 0% fixed APR on balance transfers Purchase APR*

Rewards Earn Speedy Rewards Points The Speedy Rewards program provides a competitive balance for both merchandise and fuel customers. Enjoy 40 Speedy Rewards points per $1 on purchases made at Speedway & SuperAmerica and 10 Speedy Rewards Points per $1 on all other purchases. Best of all - There is no cap on rewards earned.

Bonus 10,000 bonus points Get 10,000 bonus points after the first use of your card

Travel Accident Insurance

Purchase Assurance

MasterRental® Collision Damage Waiver

Master RoadAssist® Roadside Coverage

Lost/Stolen Card Reporting

MasterCard Global Service

Travel Assistance Services

Emergency Cash and Card Replacement

Extended Warranty

Baggage Delay

Editor's Comments

A great way to earn for your purchases at speedway.

Application Process

Approved instantly in most of the cases.

Amtrak Guest Rewards MasterCard® from Chase®

With the new Amtrak Guest Rewards® World MasterCard® from Chase®, you'll earn Amtrak Guest Rewards points on all your purchases, plus the exceptional service you deserve. Redeem your Amtrak Guest Rewards points for free Amtrak travel, starting at just 1,000 points, or choose gift certificates at leading retailers and restaurants, airline miles and more.

Card Benefits

5,000 bonus points after first purchase2

No annual fee

2 points per $1 spent on Amtrak® purchases3

1 point per $1 spent everywhere else3

Low intro APR

Editor's Comments

If you take Amtrak for work or short commutes this is an excellent way to learn points which can be applied toward your Amtrak as well as Air travel.

Application Process

Approved instantly in most of the cases.

United Mileage Plus Card

Get more purchasing power than with a platinum card, plus more freedom and convenience. YOu can enjoy the power and prestige of this extraordinary card.

Card Benefits

0% Introductory APR

Earn Mileage Plus Miles towards your United Travel.

Bonus 17,500 Bonus Miles and two United travel certificates

No Annual Fee for the first year. $60 thereafter

Emergency Cash and Card Replacement

Lost/Stolen Card Reporting

Travel Accident Insurance

Auto Rental Collision Damage Waiver

Travel and Emergency Assistance

Warranty Manager

Year-End Summary Statement (upon request)

Dining Privileges

Concierge Service

Lost Luggage Insurance

Purchase Security

Roadside Dispatch

Baggage Delay

Visa Signature Privileges

SeaMiles® Visa® Rewards Card

Whether you travel the country, or the globe, apply for the card that's built for travel. Get to your favorite destination sooner with Continental's premier card for earning miles.

Card Benefits

5,000 Bonus Points after your first purchase using the card.

Earn 3 points for every $1 spent when you book any cruise through SeaMiles or one of their designated travel agents.

Earn 1 point for every $1 spent
on all other purchases.

Redeem on Any Cruise Line...Any Time No Blackouts! No Restrictions! No Fees!

Editor's Comments

This is an excellent visa card with some great benefits for serious travelers. If you are looking to travel around the world and want to own a visa card, this is the card to go for.

Application Process

Approved instantly in most of the cases.

Continental Airlines® World MasterCard® from Chase

Whether you travel the country, or the globe, apply for the card that's built for travel. Get to your favorite destination sooner with Continental's premier card for earning miles.

Card Benefits

7.99% Fixed Introductory APR for 6 Months

Double OnePass miles at Continental Airlines and participating merchants

1 OnePass mile for every dollar everywhere else

Double miles at participating restaurants

No expiration or limit to miles

5% discount on all published Continental fares purchased at continental.com for one year

2 Presidents Club® passes every year after cardmember anniversary

2 Travel Discount Certificates (up to $200 in savings) every year after cardmember anniversary

Redeem for travel rewards

Editor's Comments

This is an excellent master card with some great benefits for serious travelers. If you are looking to travel around the world and want to own a master card, this is the card to go. The 7.99% introductory rate is a real steal.

Application Process

Approved instantly in most of the cases.

British Airways Visa®

The British Airways Visa card by chase allows cardholders to enjoy airmiles and several other travel benefits.

Card Benefits

Earn BA Miles with every purchaseReceive 20,000 bonus BA Miles after first use of your card2

Earn 2 BA Miles for every $1 spent on British Airways purchases3

Earn 1 BA Mile for every $1 spent everywhere else3

Redeem BA Miles for reward flights* to over 600 destinations worldwide — domestically with American Airlines® or Alaska Airlines — or internationally with British Airways and our oneworldTM partners4

Special Flight Discounts

Receive a Companion Ticket with each full-fare FIRST, Club WorldSM or World Traveller PlusSM

ticket purchased with your card

Save $20 on any British Airways ticket purchase made at ba.com/get20 with your card6

Exclusive Rewards

Automatic enrolment into the British Airways Executive Club program

Exclusive offers from Visa Signature privileges

Enjoy 100% protection against unauthorized use

Editor's Comments

If you love flying BA then this the card for you. You can travel not only to Europe but also around the world with a world class service.

Application Process

Approved instantly in most of the cases.

World Perks Visa Card

If you are looking for a credit card which is accepted all over the world and offers similar benefits as of an American Express card, this is the card for you. By getting a WorldPerks Visa Business Card you can turn your everyday business purchases into a great travel opportunity. This is also the perfect way to earn points for Northwest Airlines which flies around the world.

Card Benefits

15,000 one-time Enrollment Bonus Miles .

Redeem up to two award tickets a year for as little as 21,000 miles each

Double Miles for purchases direct from Northwest Airlines®

No cap on miles you earn.

Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership.

Enjoy VIP perks and preferred rates at the world's best hotels, resorts, villas and cruises with a free Hideaways

A variety of additional benefits (details available on the site.)

Editor's Comments

The annual fee of $55 is a real bargain for the beneifts you will get. The only issue with this card is that air miles are from Northwest Airlines and its affiliates. But given the global coverage NWA has, you cannot lose.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Discover Miles Card

Discover Miles Card is the perfect card of those who wish to travel around the world. These air miles can be used for any airline, cruise, vacation package, hotel or car rental.

Card Benefits

No ANnual Fee.

Get 5,000 Bonus Membership Rewards® points redeemable for rewards right away.

The Membership Rewards program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs.

Global Assist® Plus Hotline allows you to travel with peace of mind when you are more than 100 miles away from home.

Many other travel and shopping benefits.

Editor's Comments

The no annual fee makes it worth owning ths card. Even if you have another miles card, an additional card can help you cover up some of the emergency expenses while earning miles.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Blue Sky from American Express

The Blue Sky Card is great for consumers who enjoy traveling and want a credit card to offer them savings on hotels, airlines and rental cars, with no blackout dates or travel restrictions.

Card Benefits

Save on any airline, hotel, or rental car.

No blackout dates, no travel restrictions.

No annual fee and a 0.00% intro APR.

World class American Express benefits.

Editor's Comments

The no annual fee and flexible rewards take all the restrictions away in a true sense. Owning this card is really worth it for those who enjoy travelling but cannot afford the luxury of an annual fee.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More

Hilton HHonors® Platinum Credit Card American Express

The Hilton HHonors customer travels for both business and pleasure, and enjoys a no fee credit card that translates most purchases into points that can be redeemed for discounts at Hilton family hotels.

Card Benefits

Earn 10,000 bonus points with your very first purchase.

Earn up to 10,000 Hilton HHonors bonus points - that's 2,500 points for each of your first four stays at any Hilton Family Hotel.

Get 5 Hilton HHonors® bonus points for each eligible dollar spent on stays at over 2,700 Hilton Family hotels worldwide and for eligible purchases at supermarkets, dining establishments, drugstores, gas stations, the U.S. Postal Service, and for wireless phone bills.

Get 3 HHonors bonus points for every eligible dollar you spend on purchases.

No annual fee.

Editor's Comments

The no annual fee feature makes it one of the best offers in the entire credit industry.

Application Process

Approved instantly in most of the cases.
Click here to Apply Now or Learn More.